Gifting a house to your children is a generous and impactful gesture that can provide them with financial security and long-term stability. However, this significant decision involves various financial, legal, and emotional considerations that must be carefully assessed. It’s not…
As parents or grandparents, it can be tempting to hand over an envelope of cash for birthdays or Christmas. While this gesture is thoughtful, it may not teach younger generations the money skills they need for a financially secure future…
The 2025-26 Australian Federal Budget was handed down by Federal Treasurer Dr Jim Chalmers on Tuesday 25 March 2025 from Parliament House in Canberra. Below are some of the Key Takeaways from the 2025-26 Federal Budget. Tax Concessions Modest Income…
Your Tax File Number (TFN) is a critical personal identifier used for tax and superannuation purposes in Australia. It’s essential for managing your taxes, applying for jobs, and accessing various government services. Since your TFN is issued for life, it’s…
At Fiducian Financial Services Doncaster, we are committed to empowering our clients with tailored financial solutions that align with their goals and aspirations. As part of this commitment, we proudly offer a suite of investment funds managed through the unique…
Owning a holiday home is an exciting investment opportunity for many individuals and families. Not only does it provide a getaway retreat, but it can also offer the potential for rental income when you’re not using it. However, owning a…
Planning for retirement is one of the most significant financial decisions you’ll make. With the right strategies, you can enjoy a secure and fulfilling retirement while achieving the lifestyle you’ve always dreamed of. At Fiducian Financial Services Doncaster, we specialize…
Stamp duty is an essential cost that homebuyers, investors, and property owners must consider when purchasing or transferring property. It is a state-based tax, and the amount payable depends on the value of the property being transferred. One crucial element…
A Self-Managed Super Fund (SMSF) gives you control over your superannuation investments, offering a tailored approach to managing your retirement savings. Unlike industry or retail super funds, where professionals oversee investments and compliance, an SMSF puts you in the driver’s…
Downsizing goes beyond simply moving to a smaller home; it marks a transformative life change that can bring both emotional challenges and a sense of liberation. The team at 3Two Projects, recognise the deeply personal nature of this process and…