As we navigate life’s financial milestones, many of us ask: “Would I be better off with a financial adviser?” The Financial Advice Association Australia (FAAA) recently launched its “Better Off with an Adviser” campaign, highlighting the benefits that sound financial…
Income protection insurance provides financial support if you're unable to work due to illness or injury, covering a portion of your lost income. It typically pays: Up to 90% of your pre-tax income for the first six months. Up to…
As the Australian government continues to address the mounting challenges in aged care, self-funded retirees will soon face increased financial obligations. A recent article in Herald Sun - (September 13, 2024) titled Stumping Up to Fix Care, highlights how upcoming…
Embarking on a financial journey is a lifelong adventure filled with milestones, challenges, and opportunities. Each stage of life presents unique financial goals, from building a solid foundation in your early years to securing a comfortable retirement. Understanding and setting…
The Financial Advice Association Australia (FAAA) have put together a Value of Advice index which measures the impact of financial planning on the lives of clients. View the full report here. Book a complimentary initial consultation to speak to…
Importance of Early Planning: Early Start: Financial advisers emphasize starting retirement planning early to achieve better outcomes. Early planning helps in managing major financial elements like mortgages and retirement savings effectively. Client Benefits: Starting early enables you to take action…
Ensuring your family’s financial security involves both immediate protections, like insurance and emergency funds, and long-term planning, like savings for education and estate planning. Here’s a breakdown of the key areas you might consider: General Insurance: Ensure you have adequate…
With tax season here, taking proactive steps can ensure you maximise your tax return, whether you're an individual taxpayer or managing taxes for a business. Here are some strategic tips to consider: Organise Your Documentation Start by gathering all necessary…
Estate planning is the process of arranging your affairs to manage and distribute your assets after your death. Having a comprehensive estate plan is essential for: Ensuring your assets are distributed according to your wishes: This helps avoid disputes and…
The transition from a structured work life to retirement can indeed be daunting, despite financial security. Here are some additional thoughts and strategies that might support you during the transition:: Addressing Identity and Purpose Legacy Projects: Start projects that allow…