Build Strong Habits with Purpose

SMART Goals

• • Specific: define exactly what you’ll do
  • Measurable: set criteria to track progress
  • Achievable: make it realistic
  • Relevant: align it with your values
  • Time-bound: set a clear deadline Example: “I will go for a 30-minute walk every morning before work, five days a week, for the next month.”

Mindfulness Mindfulness isn’t just for meditation—it’s about being present, aware, and non-judgmental.

It helps you:

• • Recognise your triggers and patterns
  • Manage stress and avoid auto-pilot behaviour
  • Respond with curiosity instead of guilt when you slip up

Why this matters for financial & lifestyle planning By combining SMART goals (e.g., “By age 60 I will have $X in super”) with mindfulness (understanding why you want that goal, noticing behaviours that move you away from it, responding kindly when you deviate) you build a more resilient path.

Action step for this week: Pick one habit you want to build (financial, lifestyle or wellness). Write a SMART version of that habit and schedule a short daily “pause” (2-3 minutes) to reflect: Why am I doing this? What triggered me today? How did I respond? Small, consistent actions + awareness = long‐term change.

Let’s commit to something meaningful, build it with presence and purpose, and watch how these habits shape our future—not just financially, but in how we live.

Source: fiducian.com.au

Lindale Insurances Pty Ltd ATF Lindale Insurances Trust ABN 27 027 421 832 is a Franchisee of Fiducian Financial Services Pty Ltd, Level 4, 1 York Street, Sydney NSW 2000. AFSL 231103 ABN 46 094 765 134.

The information (including taxation) provided on this website is general in nature and does not consider your individual circumstances or needs. Do not act until you seek professional advice and consider a Product Disclosure Statement.