If you anticipate inheriting the family home from your parents, it’s natural to focus on the potential benefits, such as financial security or the emotional value of preserving a family legacy. However, inheritance can become complex, particularly when multiple siblings…
Gifting a house to your children is a generous and impactful gesture that can provide them with financial security and long-term stability. However, this significant decision involves various financial, legal, and emotional considerations that must be carefully assessed. It’s not…
As parents or grandparents, it can be tempting to hand over an envelope of cash for birthdays or Christmas. While this gesture is thoughtful, it may not teach younger generations the money skills they need for a financially secure future…
At Fiducian Financial Services Doncaster, we are committed to empowering our clients with tailored financial solutions that align with their goals and aspirations. As part of this commitment, we proudly offer a suite of investment funds managed through the unique…
If you have an Industry Super Fund, chances are you’ve been trusting your money with a fund that promises low fees and reliable returns. Industry Super Funds have been the go-to choice for many Australians, largely due to their strong…
Cost of living pressures have increased, and Australians can’t be blamed for entering the new year with a little apprehension. While inflation appears to be ticking down and the pace of interest rate hikes has slowed, there’s still a lot…
As we navigate life’s financial milestones, many of us ask: “Would I be better off with a financial adviser?” The Financial Advice Association Australia (FAAA) recently launched its “Better Off with an Adviser” campaign, highlighting the benefits that sound financial…
Income protection insurance provides financial support if you're unable to work due to illness or injury, covering a portion of your lost income. It typically pays: Up to 90% of your pre-tax income for the first six months. Up to…
As the Australian government continues to address the mounting challenges in aged care, self-funded retirees will soon face increased financial obligations. A recent article in Herald Sun - (September 13, 2024) titled Stumping Up to Fix Care, highlights how upcoming…
Embarking on a financial journey is a lifelong adventure filled with milestones, challenges, and opportunities. Each stage of life presents unique financial goals, from building a solid foundation in your early years to securing a comfortable retirement. Understanding and setting…