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Save up to 40% on your income protection

Are you paying too much for your income protection insurance?

If we could save you up to 40% on your income protection, would you contact us? If yes, you can start the process here . There is a 40% difference between premiums of income protection from the highest premium to the lowest premium for various insurers with comparable cover.

In the graph below the difference is 60%. The good news is, we will do our investigation, and research the options behind the scenes. We won’t waste your time if we can’t save you money.

Whether you are an employee or self-employed, your income is important for you and your family’s survival. Income Protection replaces the income that you would normally earn because you can’t work due to illness or injury. In most instances, you can cover for up to 85% of your gross salary/income

You may be even able to save up to 40% by allowing us to review the offerings of the insurance companies for you. In addition, we will also research the features of the product for you, and make sure you are not missing out on important benefits. See below potential savings below.

We have access to 10 insurers, so we can do the research and shop around for you. We strongly believe we can save you money.

You may have thought that Google is the way to  research income protection and to save money. However, you’ll find that most of the ads and search results for income protection belongs or have ties with same three providers, namely:

  • Hollard Insurance– Choosi, Real Insurance, Guardian Insurance, Woolworths Insurance, Medibank;
  • TAL– TAL, Virgin Money, Insurance Line, LifeBroker, NRMA, Compare The Market;
  • Suncorp Life– Suncorp, AAMI, GIO, Asteron Life.

Here is an example below of a 50 year old non-smoking man from Victoria who is earning $100,000. The cheapest cover is $105.60 per month and the most expensive is $167.38 per month. That’s nearly a 60% difference, equating to over $700.00 more over a year.


Premiums for Income protection may also be tax deductible, meaning that you may receive a good percentage of the premiums you pay as a refund at tax time. If you were focused on price and not the potential benefits even the cheapest option shown above could in a tax refund of over $1,200.00 per year, based on an income of $100,000.

Just fill in our form by clicking here  and we will do our investigations for you. Keep in mind if we can’t save you money we won’t waste your time. It is that simple.

We are Holistic Advisers

Our goal is to help set up your finances and keep you on track to a successful financial future. We can do more than help you protect your income. We could also review what you are doing to create wealth. If you don’t have a strategy, we can assist you in setting one  up. It easy to get started with us, simple contact us today or call 03 9848 5933.


This information (including taxation) is general in nature and does not consider your individual circumstances or needs. Do not act until you seek professional advice and consider a Product Disclosure Statement.

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