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What are the odds of injury or disease impacting on me or a loved one?

We tend to go through life not giving due consideration to how we would cope if serious injury, serious illnes or even death, were to impact on us or a loved one, and how this would turn our lives upside down. The facts on the liklihood of significant health events occurring in our lives are alarming but there are ways in which we can protect ourselves from the hardships that can result.

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