Depreciation refers to the gradual wear and tear that occurs as assets age, leading to a decrease in their value. For investment properties, depreciation applies to both Plant and Equipment and Capital Works, which are classified separately for tax purposes…
If you anticipate inheriting the family home from your parents, it’s natural to focus on the potential benefits, such as financial security or the emotional value of preserving a family legacy. However, inheritance can become complex, particularly when multiple siblings…
Gifting a house to your children is a generous and impactful gesture that can provide them with financial security and long-term stability. However, this significant decision involves various financial, legal, and emotional considerations that must be carefully assessed. It’s not…
As parents or grandparents, it can be tempting to hand over an envelope of cash for birthdays or Christmas. While this gesture is thoughtful, it may not teach younger generations the money skills they need for a financially secure future…
The 2025-26 Australian Federal Budget was handed down by Federal Treasurer Dr Jim Chalmers on Tuesday 25 March 2025 from Parliament House in Canberra. Below are some of the Key Takeaways from the 2025-26 Federal Budget. Tax Concessions Modest Income…
At Fiducian Financial Services Doncaster, we are committed to empowering our clients with tailored financial solutions that align with their goals and aspirations. As part of this commitment, we proudly offer a suite of investment funds managed through the unique…
Planning for retirement is one of the most significant financial decisions you’ll make. With the right strategies, you can enjoy a secure and fulfilling retirement while achieving the lifestyle you’ve always dreamed of. At Fiducian Financial Services Doncaster, we specialize…
A Self-Managed Super Fund (SMSF) gives you control over your superannuation investments, offering a tailored approach to managing your retirement savings. Unlike industry or retail super funds, where professionals oversee investments and compliance, an SMSF puts you in the driver’s…
Cost of living pressures have increased, and Australians can’t be blamed for entering the new year with a little apprehension. While inflation appears to be ticking down and the pace of interest rate hikes has slowed, there’s still a lot…
Income protection insurance provides financial support if you're unable to work due to illness or injury, covering a portion of your lost income. It typically pays: Up to 90% of your pre-tax income for the first six months. Up to…