The term cryptocurrency is generally used to describe a digital asset in which encryption techniques are used to regulate the generation of additional units and verify transactions on a blockchain. Cryptocurrency generally operates independently of a central bank, central authority…
To prepare an accurate tax return you need to keep records that support the claims and declarations you make. As a rule, it is better to keep too many records rather than not enough records. The Australian tax system relies…
Interested to find out how a Financial Planner can help you? For all new Fiducian clients we offer a free 60-minute financial health check A financial health check can help you determine how well your finances are doing or what…
If you are claiming deductions for home-based business expenses, the ATO updated fact sheet can help you understand what you may be able to claim for running and occupancy expenses. If you operate some or all of your business from…
Most of us do not like talking about the end of life, however it is important to think about what you want to happen to your superannuation following death. After death your super balance and any insurance benefit, is usually…
The principle of investment diversification is that your funds aren’t allocated to a single investment market or asset class but are spread across different ones. This reduces your risk on the basis that different investment types perform differently relative to…
If you run your own small business, you’re used to handling problems on your own. But you don’t have to. Get free and confidential well being coaching, financial counseling and business advice for you and your employees. Call the Partners…
If you're struggling to manage or pay your tax due to unexpected circumstances, you're not alone. The ATO have tax support to help you through the challenging times. Support for: Dealing with disasters, such as COVID-19 or drought Deceased estates…
Planning for your future There are many reasons why you might need to speak to a Financial Planner however, to try and keep it simple for now, here are five key reasons why you need to see a Financial Planner…
On 1 July 2021, the super guarantee rate will rise from 9.5% to 10%. If you have employees, you will need to ensure your payroll and accounting systems are updated to incorporate the increase to the super rate. If you…