Financial Planning Association’s (FPA) annual Money & Life Tracker: Freedom Edition reveals a snapshot of how 2,000 Australians have fared since COVID. A majority of Australians’ top financial goal over the next 12 months is to hit a savings goal…
There are many facets to the world of investing and many choices to make: different asset classes, tax implications, risk and return variables, domestic versus international markets, when to buy and when to sell… the list goes on. Having a…
If you come across a phone call, text message, voicemail or email that you believe has come from the Australian Tax Office that seems odd it is best that you phone the ATO on 1800 008 540 or go to…
Interested to find out how a Financial Planner can help you? For all new Fiducian clients we offer a free 60-minute financial health check A financial health check can help you determine how well your finances are doing or what…
If you are claiming deductions for home-based business expenses, the ATO updated fact sheet can help you understand what you may be able to claim for running and occupancy expenses. If you operate some or all of your business from…
We advise our office has now re-opened after the extended lockdown & we thank you for your on-going support during this time. Under Australia’s workplace health and safety laws, Roy A. McDonald, Lindale Insurances & Fiducian are required to do all…
Most of us do not like talking about the end of life, however it is important to think about what you want to happen to your superannuation following death. After death your super balance and any insurance benefit, is usually…
Any asset disposals information, which can include loss, destruction or sale need to be conveyed to your accountant. These capital gains tax (CGT) events can affect: how a capital gain or loss is calculated when it is included in a…
Estate planning is much more than preparing your Will. Understanding your current situation and the strategies available are significant aspects of why estate planning is so important. In a nutshell, estate planning is being prepared and making sure your assets…
The restructuring of a business may lead to a reduction in staff numbers and redundancies. Redundancy can be a shocking and unsettling time for many affected people. If you are one of the affected people, it is important to understanding…